Trusted by Discerning Families
Trusted by Discerning Families
Trusted by Discerning Families
Trusted by Discerning Families
Modern Solutions for
Trusts, Estates, and Fiduciaries
Modern Solutions for
Trusts, Estates, and Fiduciaries
Modern Solutions for
Trusts, Estates, and Fiduciaries
LDDI Wealth delivers deep fiduciary expertise across trust taxation, investment management, and trust and estate planning to families across Hawaii and the Pacific region.
LDDI Wealth delivers deep fiduciary expertise across trust taxation, investment management, and trust and estate planning to families across Hawaii and the Pacific region.
LDDI Wealth delivers deep fiduciary expertise across trust taxation, investment management, and trust and estate planning to families across Hawaii and the Pacific region.
Contact Us
Contact Us
Leaders in trust and estate advisory
Leaders in trust and estate advisory
Leaders in trust and estate advisory
Comprehensive Suite of
Fiduciary Services
Trusts and estates aren’t one-dimensional—and neither are we. Our team brings deep experience across tax, planning, investments, and fiduciary administration to help you manage it all.
Trust Income Tax Returns (1041)
Accurate 1041 preparation with deep experience in 645 elections, 663(b) timing, 1040/1041 splits, complex investments, rentals, and more.
Investment Management
Fee-only, tax-aware investment management on Altruist. Flat fees, no commissions. Modern, fiduciary portfolios designed to outperform high-cost active managers.
Estate Tax Returns (706)
Expert estate tax preparation for estates exceeding $5M. We’ve filed Hawaii’s largest 706s and manage DSUE, valuations, and audits.
Independent Trustee Services
We serve as independent third-party trustees—ideal when families need a neutral, experienced fiduciary to professionally manage trust administration and distributions.
Estate Planning
Collaborating with attorneys and using platforms like Vanilla, we build modern, visual estate plans aligned with tax, trust, and family goals.
Fiduciary Accounting
Clear, court-ready trust and estate accounting. We track every dollar— transparent reports for beneficiaries, attorneys, courts, and trustees alike.
From planning to execution, we deliver modern fiduciary support – seamlessly integrating tax, investment, and administrative expertise, and legal coordination.
From planning to execution, we deliver modern fiduciary support—seamlessly integrating tax, investment, administrative expertise and legal coordination.
From planning to execution, we deliver modern fiduciary support—seamlessly integrating tax, investment, administrative expertise and legal coordination.
Tax Returns
Tax Returns
Tax Returns
Tax Returns
Spotlight on Trust Tax Returns (1041)
Expert guidance through the complexities of fiduciary income tax reporting. Form 1041 returns require specialized knowledge of trust accounting, income allocation, and distribution rules - expertise we’ve refined over decades of practice
1040/1041
Income Allocation
Accurate allocation between individual and fiduciary returns to optimize tax outcomes and avoid double taxation or missed reporting.
Investment and
Rental Income Reporting
Expert reporting of brokerage accounts, real estate, and other trust income—with full support for tax basis, depreciation, and asset tracking.
Section 663(b)
“65-Day Rule” Elections
Strategic elections to shift income to beneficiaries for tax savings— especially helpful in timing and distribution planning.
Multi-State and
Residency Analysis
Trust residency, source income, and apportionment handled across multiple states to minimize risk and unnecessary tax exposure.
Beneficiary
K-1 Preparation
Clear, accurate K-1s with guidance for beneficiaries—avoiding surprises and supporting smooth personal tax return preparation.
Fiscal Year
Elections for Estates
Selecting the optimal tax year for estates to ease timing, reporting, and administration during the initial fiduciary period.
Why High-Worth-Families Choose Us
Why High-Worth-Families Choose Us
Why High-Worth-Families Choose Us
Why High-Worth-Families Choose Us
LDDI Wealth is the right partner for complex trust and estate matters
Because trust, estate, and gift planning require more than just compliance - they demand precision, transparency, and next-level technology
Cross-Domain
Expertise
Deep experience across tax, estate, investment, and fiduciary matters—delivered in an integrated, strategic way
High-Touch Meets
High-Tech
We pair personalized service with modern tools to deliver clarity, speed, and precision at every step
Rooted in
the Pacific
We specialize in the unique needs of Hawaii and Pacific-based families, with deep cultural and jurisdictional fluency
Collaborative with
Your Counsel
We work seamlessly with estate planning attorneys to ensure your strategy is cohesive, well-documented, and expertly executed.
We aspire to be the region’s
most exceptional fiduciary advisory firm.
We aspire to be the region’s
most exceptional fiduciary advisory firm.
We aspire to be the region’s
most exceptional fiduciary advisory firm.
We aspire to be the region’s most exceptional fiduciary advisory firm.
We aspire to be the region’s most exceptional fiduciary advisory firm.
Why High-Worth-Families Choose Us
Why High-Worth-Families Choose Us
Why High-Worth-Families Choose Us
Why High-Worth-Families Choose Us
LDDI Wealth is the right partner for Hawaii’s wealth transfer
LDDI Wealth is the right partner for
Hawaii’s wealth transfer
LDDI Wealth
is the right partner for Hawaii’s wealth transfer
Because trust, estate, and gift planning require more than just compliance - They demand precision, transparency, and next-level technology
Case 1
Estate Tax & Charitable Planning
We prepared Hawaii’s largest estate tax return in 2022 for a $275 million estate with a charitable residuary. Key issues included valuation discounts, complex partnership interests, and unsettled beneficiary claims that impacted charitable deductions. Working with multiple law firms, we coordinated tax strategy across the estate and fiduciary returns—ensuring deductions were preserved and the return accurately reflected a complex, high-stakes estate plan.
Case 2
Better Investment Management
A trust client with a $15 million portfolio was overpaying under an AUM-based fee model. We transitioned them to our Altruist platform, implemented a lowcost ETF strategy, and charged a flat $8,000 based on actual work performed. This saved tens of thousands annually. With investments and tax fully integrated, we coordinated liquidity needs and tax planning— eliminating surprises and aligning investment strategy with fiduciary obligations.
Case 3
Section 6161 extension of time to pay
We prepared Hawaii’s largest estate tax return in 2021 for a $75 million estate with assets across multiple islands and the mainland. Title disputes and illiquid real estate created significant cash flow challenges. We successfully secured multiple IRS Section 6161 extensions of time to pay. Coordinating the estate’s 706, estate 1041, and trust 1041 filings, we delivered a compliant, tax-smart solution that aligned timing, liquidity, and fiduciary obligations.
Case 4
Estate Tax Planning
For a $79 million estate, we implemented strategic gifting and valuation planning to reduce future estate tax. Partnership interests in land were discounted for lack of control and marketability, with gifts removing assets from the taxable estate. We built a mock 706 return to model outcomes and ensure no detail was missed— delivering proactive, high-impact planning in close collaboration with the client’s legal team.
Case 5
645 Election for Charitable Set-Aside
We advised a client whose residual estate was destined for charity, but the primary income-generating asset— producing $13 million annually—was held in trust. By making a Section 645 election, we treated the trust as part of the estate and secured a charitable setaside deduction. This strategy allowed deductions for amounts permanently set aside, saving over $3 million in income taxes each year.
Case 1
Estate Tax & Charitable Planning
We prepared Hawaii’s largest estate tax return in 2022 for a $275 million estate with a charitable residuary. Key issues included valuation discounts, complex partnership interests, and unsettled beneficiary claims that impacted charitable deductions. Working with multiple law firms, we coordinated tax strategy across the estate and fiduciary returns—ensuring deductions were preserved and the return accurately reflected a complex, high-stakes estate plan.
Case 2
Better Investment Management
A trust client with a $15 million portfolio was overpaying under an AUM-based fee model. We transitioned them to our Altruist platform, implemented a lowcost ETF strategy, and charged a flat $8,000 based on actual work performed. This saved tens of thousands annually. With investments and tax fully integrated, we coordinated liquidity needs and tax planning— eliminating surprises and aligning investment strategy with fiduciary obligations.
Case 3
Section 6161 extension of time to pay
We prepared Hawaii’s largest estate tax return in 2021 for a $75 million estate with assets across multiple islands and the mainland. Title disputes and illiquid real estate created significant cash flow challenges. We successfully secured multiple IRS Section 6161 extensions of time to pay. Coordinating the estate’s 706, estate 1041, and trust 1041 filings, we delivered a compliant, tax-smart solution that aligned timing, liquidity, and fiduciary obligations.
Case 4
Estate Tax Planning
For a $79 million estate, we implemented strategic gifting and valuation planning to reduce future estate tax. Partnership interests in land were discounted for lack of control and marketability, with gifts removing assets from the taxable estate. We built a mock 706 return to model outcomes and ensure no detail was missed— delivering proactive, high-impact planning in close collaboration with the client’s legal team.
Case 5
645 Election for Charitable Set-Aside
We advised a client whose residual estate was destined for charity, but the primary income-generating asset— producing $13 million annually—was held in trust. By making a Section 645 election, we treated the trust as part of the estate and secured a charitable setaside deduction. This strategy allowed deductions for amounts permanently set aside, saving over $3 million in income taxes each year.
Case 1
Estate Tax & Charitable Planning
We prepared Hawaii’s largest estate tax return in 2022 for a $275 million estate with a charitable residuary. Key issues included valuation discounts, complex partnership interests, and unsettled beneficiary claims that impacted charitable deductions. Working with multiple law firms, we coordinated tax strategy across the estate and fiduciary returns—ensuring deductions were preserved and the return accurately reflected a complex, high-stakes estate plan.
Case 2
Better Investment Management
A trust client with a $15 million portfolio was overpaying under an AUM-based fee model. We transitioned them to our Altruist platform, implemented a lowcost ETF strategy, and charged a flat $8,000 based on actual work performed. This saved tens of thousands annually. With investments and tax fully integrated, we coordinated liquidity needs and tax planning— eliminating surprises and aligning investment strategy with fiduciary obligations.
Case 3
Section 6161 extension of time to pay
We prepared Hawaii’s largest estate tax return in 2021 for a $75 million estate with assets across multiple islands and the mainland. Title disputes and illiquid real estate created significant cash flow challenges. We successfully secured multiple IRS Section 6161 extensions of time to pay. Coordinating the estate’s 706, estate 1041, and trust 1041 filings, we delivered a compliant, tax-smart solution that aligned timing, liquidity, and fiduciary obligations.
Case 4
Estate Tax Planning
For a $79 million estate, we implemented strategic gifting and valuation planning to reduce future estate tax. Partnership interests in land were discounted for lack of control and marketability, with gifts removing assets from the taxable estate. We built a mock 706 return to model outcomes and ensure no detail was missed— delivering proactive, high-impact planning in close collaboration with the client’s legal team.
Case 5
645 Election for Charitable Set-Aside
We advised a client whose residual estate was destined for charity, but the primary income-generating asset— producing $13 million annually—was held in trust. By making a Section 645 election, we treated the trust as part of the estate and secured a charitable setaside deduction. This strategy allowed deductions for amounts permanently set aside, saving over $3 million in income taxes each year.
Case 1
Estate Tax & Charitable Planning
We prepared Hawaii’s largest estate tax return in 2022 for a $275 million estate with a charitable residuary. Key issues included valuation discounts, complex partnership interests, and unsettled beneficiary claims that impacted charitable deductions. Working with multiple law firms, we coordinated tax strategy across the estate and fiduciary returns—ensuring deductions were preserved and the return accurately reflected a complex, high-stakes estate plan.
Case 2
Better Investment Management
A trust client with a $15 million portfolio was overpaying under an AUM-based fee model. We transitioned them to our Altruist platform, implemented a lowcost ETF strategy, and charged a flat $8,000 based on actual work performed. This saved tens of thousands annually. With investments and tax fully integrated, we coordinated liquidity needs and tax planning— eliminating surprises and aligning investment strategy with fiduciary obligations.
Case 3
Section 6161 extension of time to pay
We prepared Hawaii’s largest estate tax return in 2021 for a $75 million estate with assets across multiple islands and the mainland. Title disputes and illiquid real estate created significant cash flow challenges. We successfully secured multiple IRS Section 6161 extensions of time to pay. Coordinating the estate’s 706, estate 1041, and trust 1041 filings, we delivered a compliant, tax-smart solution that aligned timing, liquidity, and fiduciary obligations.
Case 4
Estate Tax Planning
For a $79 million estate, we implemented strategic gifting and valuation planning to reduce future estate tax. Partnership interests in land were discounted for lack of control and marketability, with gifts removing assets from the taxable estate. We built a mock 706 return to model outcomes and ensure no detail was missed— delivering proactive, high-impact planning in close collaboration with the client’s legal team.
Case 5
645 Election for Charitable Set-Aside
We advised a client whose residual estate was destined for charity, but the primary income-generating asset— producing $13 million annually—was held in trust. By making a Section 645 election, we treated the trust as part of the estate and secured a charitable setaside deduction. This strategy allowed deductions for amounts permanently set aside, saving over $3 million in income taxes each year.
Case 1
Estate Tax & Charitable Planning
We prepared Hawaii’s largest estate tax return in 2022 for a $275 million estate with a charitable residuary. Key issues included valuation discounts, complex partnership interests, and unsettled beneficiary claims that impacted charitable deductions. Working with multiple law firms, we coordinated tax strategy across the estate and fiduciary returns—ensuring deductions were preserved and the return accurately reflected a complex, high-stakes estate plan.
Case 2
Better Investment Management
A trust client with a $15 million portfolio was overpaying under an AUM-based fee model. We transitioned them to our Altruist platform, implemented a lowcost ETF strategy, and charged a flat $8,000 based on actual work performed. This saved tens of thousands annually. With investments and tax fully integrated, we coordinated liquidity needs and tax planning— eliminating surprises and aligning investment strategy with fiduciary obligations.
Case 3
Section 6161 extension of time to pay
We prepared Hawaii’s largest estate tax return in 2021 for a $75 million estate with assets across multiple islands and the mainland. Title disputes and illiquid real estate created significant cash flow challenges. We successfully secured multiple IRS Section 6161 extensions of time to pay. Coordinating the estate’s 706, estate 1041, and trust 1041 filings, we delivered a compliant, tax-smart solution that aligned timing, liquidity, and fiduciary obligations.
Case 4
Estate Tax Planning
For a $79 million estate, we implemented strategic gifting and valuation planning to reduce future estate tax. Partnership interests in land were discounted for lack of control and marketability, with gifts removing assets from the taxable estate. We built a mock 706 return to model outcomes and ensure no detail was missed— delivering proactive, high-impact planning in close collaboration with the client’s legal team.
Case 5
645 Election for Charitable Set-Aside
We advised a client whose residual estate was destined for charity, but the primary income-generating asset— producing $13 million annually—was held in trust. By making a Section 645 election, we treated the trust as part of the estate and secured a charitable setaside deduction. This strategy allowed deductions for amounts permanently set aside, saving over $3 million in income taxes each year.
Case 1
Estate Tax & Charitable Planning
We prepared Hawaii’s largest estate tax return in 2022 for a $275 million estate with a charitable residuary. Key issues included valuation discounts, complex partnership interests, and unsettled beneficiary claims that impacted charitable deductions. Working with multiple law firms, we coordinated tax strategy across the estate and fiduciary returns—ensuring deductions were preserved and the return accurately reflected a complex, high-stakes estate plan.
Case 2
Better Investment Management
A trust client with a $15 million portfolio was overpaying under an AUM-based fee model. We transitioned them to our Altruist platform, implemented a lowcost ETF strategy, and charged a flat $8,000 based on actual work performed. This saved tens of thousands annually. With investments and tax fully integrated, we coordinated liquidity needs and tax planning— eliminating surprises and aligning investment strategy with fiduciary obligations.
Case 3
Section 6161 extension of time to pay
We prepared Hawaii’s largest estate tax return in 2021 for a $75 million estate with assets across multiple islands and the mainland. Title disputes and illiquid real estate created significant cash flow challenges. We successfully secured multiple IRS Section 6161 extensions of time to pay. Coordinating the estate’s 706, estate 1041, and trust 1041 filings, we delivered a compliant, tax-smart solution that aligned timing, liquidity, and fiduciary obligations.
Case 4
Estate Tax Planning
For a $79 million estate, we implemented strategic gifting and valuation planning to reduce future estate tax. Partnership interests in land were discounted for lack of control and marketability, with gifts removing assets from the taxable estate. We built a mock 706 return to model outcomes and ensure no detail was missed— delivering proactive, high-impact planning in close collaboration with the client’s legal team.
Case 5
645 Election for Charitable Set-Aside
We advised a client whose residual estate was destined for charity, but the primary income-generating asset— producing $13 million annually—was held in trust. By making a Section 645 election, we treated the trust as part of the estate and secured a charitable setaside deduction. This strategy allowed deductions for amounts permanently set aside, saving over $3 million in income taxes each year.
Trust. Estates. Tax Compliance.
Investment Management.
Clarity, strategy, and execution—led by advisors who understand the full scope of fiduciary responsibility.
Trust. Estates. Tax Compliance.
Investment Management.
Clarity, strategy, and execution—led by advisors who understand the full scope of fiduciary responsibility.
Trust. Estates. Tax Compliance. Investment Management.
Clarity, strategy, and execution—led by advisors who understand the full scope of fiduciary responsibility.
Trust. Estates. Tax Compliance. Investment Management.
Clarity, strategy, and execution—led by advisors who understand the full scope of fiduciary responsibility.
FAQ
Frequently Asked Questions
These are the questions we get asked most often
Are you accepting new clients?
Yes. We welcome new clients and advisors seeking thoughtful, modern fiduciary support. If you're interested in working with us, please get in touch.
What are your fees?
Fees depend on time and complexity, but trust tax returns (1041) generally start at $1,200, inclusive of processing and excise tax. Investment advisory is billed as a flat annual fee—never as a percentage of assets. Other services are billed at standard hourly rates
Do you provide investment management services?
Yes. We offer investment management through the modern Altruist platform, which allows for tax-smart planning, streamlined distributions, and better coordination with fiduciary tax strategies—such as using the 65-day rule to reduce income tax on trusts. Our fees are flat and based on services provided, not a percentage of assets. As a CFP® professional, we’re held to the highest fiduciary standard and always act in your best interest.
Do you provide estate planning?
Yes, we use the Vanilla platform to build modern, visual estate plans. We can coordinate with your attorney or planning team, and we prepare mock Form 706 returns to guide long-term strategy.
Can you act as trustee for my trust?
Yes. We serve as independent, third-party trustees in select situations. A neutral fiduciary can help preserve family harmony, avoid conflicts of interest, and ensure professional administration of your trust.
Can you work with our existing attorney or advisor?
Absolutely. We often collaborate with estate planning attorneys, investment managers, and family offices. Our goal is to complement your existing team and ensure clarity and cohesion across disciplines.
What types of clients do you typically work with?
We work with high-net-worth families, trusts, and estates—often with multi-generational planning needs, closely held businesses, or real estate holdings in Hawaii and the mainland.
The Fiduciary Services Upgrade
We Deliver Fiduciary Services
the Modern Way
Traditional CPA firms treat trusts and estates like routine tax filings—but fiduciary services are anything but routine. At LDDI Wealth, we use modern tools like Vanilla and Altruist to visualize estate plans, build draft 706s, manage investments, and coordinate strategy in real time. Through ongoing collaboration, clear reporting, and agile planning, we help families and fiduciaries make smarter decisions.
Plan Strategically
Strategic planning to optimize tax efficiency and preserve wealth for future generations.
Invest Intelligently
Manage trust assets with Altruist using tax-smart rebalancing, automated payouts, and clear reporting
Collaborate Seamlessly
Work with attorneys, advisors, and fiduciaries in real-time with Zoom meetings and live updates.
Stay Agile
Adapt quickly to legal, family, or market changes with real-time data and a responsive advisory team.
Blending fiduciary expertise with modern platforms like Vanilla, we help clients
navigate trust and estate matters with clarity and confidence.
FAQ
Frequently Asked Questions
These are the questions we get asked most often
Are you accepting new clients?
Yes. We welcome new clients and advisors seeking thoughtful, modern fiduciary support. If you're interested in working with us, please get in touch.
What are your fees?
Fees depend on time and complexity, but trust tax returns (1041) generally start at $1,200, inclusive of processing and excise tax. Investment advisory is billed as a flat annual fee—never as a percentage of assets. Other services are billed at standard hourly rates
Do you provide investment management services?
Yes. We offer investment management through the modern Altruist platform, which allows for tax-smart planning, streamlined distributions, and better coordination with fiduciary tax strategies—such as using the 65-day rule to reduce income tax on trusts. Our fees are flat and based on services provided, not a percentage of assets. As a CFP® professional, we’re held to the highest fiduciary standard and always act in your best interest.
Do you provide estate planning?
Yes, we use the Vanilla platform to build modern, visual estate plans. We can coordinate with your attorney or planning team, and we prepare mock Form 706 returns to guide long-term strategy.
Can you act as trustee for my trust?
Yes. We serve as independent, third-party trustees in select situations. A neutral fiduciary can help preserve family harmony, avoid conflicts of interest, and ensure professional administration of your trust.
Can you work with our existing attorney or advisor?
Absolutely. We often collaborate with estate planning attorneys, investment managers, and family offices. Our goal is to complement your existing team and ensure clarity and cohesion across disciplines.
What types of clients do you typically work with?
We work with high-net-worth families, trusts, and estates—often with multi-generational planning needs, closely held businesses, or real estate holdings in Hawaii and the mainland.
The Fiduciary Services Upgrade
We Deliver Fiduciary Services
the Modern Way
Traditional CPA firms treat trusts and estates like routine tax filings—but fiduciary services are anything but routine. At LDDI Wealth, we use modern tools like Vanilla and Altruist to visualize estate plans, build draft 706s, manage investments, and coordinate strategy in real time. Through ongoing collaboration, clear reporting, and agile planning, we help families and fiduciaries make smarter decisions.
Plan Strategically
Strategic planning to optimize tax efficiency and preserve wealth for future generations.
Invest Intelligently
Manage trust assets with Altruist using tax-smart rebalancing, automated payouts, and clear reporting
Collaborate Seamlessly
Work with attorneys, advisors, and fiduciaries in real-time with Zoom meetings and live updates.
Stay Agile
Adapt quickly to legal, family, or market changes with real-time data and a responsive advisory team.
Blending fiduciary expertise with modern platforms like Vanilla, we help clients
navigate trust and estate matters with clarity and confidence.
FAQ
Frequently Asked Questions
These are the questions we get asked most often
Are you accepting new clients?
Yes. We welcome new clients and advisors seeking thoughtful, modern fiduciary support. If you're interested in working with us, please get in touch.
What are your fees?
Fees depend on time and complexity, but trust tax returns (1041) generally start at $1,200, inclusive of processing and excise tax. Investment advisory is billed as a flat annual fee—never as a percentage of assets. Other services are billed at standard hourly rates
Do you provide investment management services?
Yes. We offer investment management through the modern Altruist platform, which allows for tax-smart planning, streamlined distributions, and better coordination with fiduciary tax strategies—such as using the 65-day rule to reduce income tax on trusts. Our fees are flat and based on services provided, not a percentage of assets. As a CFP® professional, we’re held to the highest fiduciary standard and always act in your best interest.
Do you provide estate planning?
Yes, we use the Vanilla platform to build modern, visual estate plans. We can coordinate with your attorney or planning team, and we prepare mock Form 706 returns to guide long-term strategy.
Can you act as trustee for my trust?
Yes. We serve as independent, third-party trustees in select situations. A neutral fiduciary can help preserve family harmony, avoid conflicts of interest, and ensure professional administration of your trust.
Can you work with our existing attorney or advisor?
Absolutely. We often collaborate with estate planning attorneys, investment managers, and family offices. Our goal is to complement your existing team and ensure clarity and cohesion across disciplines.
What types of clients do you typically work with?
We work with high-net-worth families, trusts, and estates—often with multi-generational planning needs, closely held businesses, or real estate holdings in Hawaii and the mainland.
The Fiduciary Services Upgrade
We Deliver Fiduciary Services
the Modern Way
Traditional CPA firms treat trusts and estates like routine tax filings—but fiduciary services are anything but routine. At LDDI Wealth, we use modern tools like Vanilla and Altruist to visualize estate plans, build draft 706s, manage investments, and coordinate strategy in real time. Through ongoing collaboration, clear reporting, and agile planning, we help families and fiduciaries make smarter decisions.
Plan Strategically
Strategic planning to optimize tax efficiency and preserve wealth for future generations.
Invest Intelligently
Manage trust assets with Altruist using tax-smart rebalancing, automated payouts, and clear reporting
Collaborate Seamlessly
Work with attorneys, advisors, and fiduciaries in real-time with Zoom meetings and live updates.
Stay Agile
Adapt quickly to legal, family, or market changes with real-time data and a responsive advisory team.
Blending fiduciary expertise with modern platforms like Vanilla, we help clients
navigate trust and estate matters with clarity and confidence.
Modern Technology Stack
Modern Technology Stack
Modern Technology Stack
Modern Technology Stack
Built on Best-in-Class Technology
We combine industry-leading tools across investment, tax, and estate planning
to deliver a seamless, modern client experience.
FAQ
Frequently Asked Questions
These are the questions we get asked most often
Are you accepting new clients?
Yes. We welcome new clients and advisors seeking thoughtful, modern fiduciary support. If you're interested in working with us, please get in touch.
What Are Your Fees and How Are They Structured?
Fees depend on time and complexity, but trust tax returns (1041) generally start at $1,200, inclusive of processing and excise tax. Investment advisory is billed as a flat annual fee—never as a percentage of assets. Other services are billed at standard hourly rates
Do you provide investment management services?
Yes. We offer investment management through the modern Altruist platform, which allows for tax-smart planning, streamlined distributions, and better coordination with fiduciary tax strategies—such as using the 65-day rule to reduce income tax on trusts. Our fees are flat and based on services provided, not a percentage of assets. As a CFP® professional, we’re held to the highest fiduciary standard and always act in your best interest.
Do you provide estate planning?
Yes, we use the Vanilla platform to build modern, visual estate plans. We can coordinate with your attorney or planning team, and we prepare mock Form 706 returns to guide long-term strategy.
Can you act as trustee for my trust?
Yes. We serve as independent, third-party trustees in select situations. A neutral fiduciary can help preserve family harmony, avoid conflicts of interest, and ensure professional administration of your trust.
Can you work with our existing attorney or advisor?
Absolutely. We often collaborate with estate planning attorneys, investment managers, and family offices. Our goal is to complement your existing team and ensure clarity and cohesion across disciplines.
What types of clients do you typically work with?
We work with high-net-worth families, trusts, and estates—often with multi-generational planning needs, closely held businesses, or real estate holdings in Hawaii and the mainland.
The Fiduciary Services Upgrade
We Deliver Fiduciary Services the Modern Way
Traditional CPA firms treat trusts and estates like routine tax filings—but fiduciary services are anything but routine. At LDDI Wealth, we use modern tools like Vanilla and Altruist to visualize estate plans, build draft 706s, manage investments, and coordinate strategy in real time. Through ongoing collaboration, clear reporting, and agile planning, we help families and fiduciaries make smarter decisions.
Plan Strategically
Strategic planning to optimize tax efficiency and preserve wealth for future generations.
Invest Intelligently
Manage trust assets with Altruist using tax-smart rebalancing, automated payouts, and clear reporting
Collaborate Seamlessly
Work with attorneys, advisors, and fiduciaries in real-time with Zoom meetings and live updates.
Stay Agile
Adapt quickly to legal, family, or market changes with real-time data and a responsive advisory team.
Blending fiduciary expertise with modern platforms like Vanilla, we help clients navigate trust and estate matters with clarity and confidence.
FAQ
Frequently Asked Questions
These are the questions we get asked most often
Are you accepting new clients?
Yes. We welcome new clients and advisors seeking thoughtful, modern fiduciary support. If you're interested in working with us, please get in touch.
What Are Your Fees and How Are They Structured?
Fees depend on time and complexity, but trust tax returns (1041) generally start at $1,200, inclusive of processing and excise tax. Investment advisory is billed as a flat annual fee—never as a percentage of assets. Other services are billed at standard hourly rates
Do you provide investment management services?
Yes. We offer investment management through the modern Altruist platform, which allows for tax-smart planning, streamlined distributions, and better coordination with fiduciary tax strategies—such as using the 65-day rule to reduce income tax on trusts. Our fees are flat and based on services provided, not a percentage of assets. As a CFP® professional, we’re held to the highest fiduciary standard and always act in your best interest.
Do you provide estate planning?
Yes, we use the Vanilla platform to build modern, visual estate plans. We can coordinate with your attorney or planning team, and we prepare mock Form 706 returns to guide long-term strategy.
Can you act as trustee for my trust?
Yes. We serve as independent, third-party trustees in select situations. A neutral fiduciary can help preserve family harmony, avoid conflicts of interest, and ensure professional administration of your trust.
Can you work with our existing attorney or advisor?
Absolutely. We often collaborate with estate planning attorneys, investment managers, and family offices. Our goal is to complement your existing team and ensure clarity and cohesion across disciplines.
What types of clients do you typically work with?
We work with high-net-worth families, trusts, and estates—often with multi-generational planning needs, closely held businesses, or real estate holdings in Hawaii and the mainland.
The Fiduciary Services Upgrade
We Deliver Fiduciary Services the Modern Way
Traditional CPA firms treat trusts and estates like routine tax filings—but fiduciary services are anything but routine. At LDDI Wealth, we use modern tools like Vanilla and Altruist to visualize estate plans, build draft 706s, manage investments, and coordinate strategy in real time. Through ongoing collaboration, clear reporting, and agile planning, we help families and fiduciaries make smarter decisions.
Plan Strategically
Strategic planning to optimize tax efficiency and preserve wealth for future generations.
Invest Intelligently
Manage trust assets with Altruist using tax-smart rebalancing, automated payouts, and clear reporting
Collaborate Seamlessly
Work with attorneys, advisors, and fiduciaries in real-time with Zoom meetings and live updates.
Stay Agile
Adapt quickly to legal, family, or market changes with real-time data and a responsive advisory team.
Blending fiduciary expertise with modern platforms like Vanilla, we help clients navigate trust and estate matters with clarity and confidence.
Team
Team
Team
Team
Fiduciary Advisory Team
Trusted by families and fiduciaries for integrated expertise in tax, estate, trust, and investment advisory.
Jeff Loff, CPA, CFP®
Managing director
Jeff is Managing Director of LDDI Wealth and CIO/CCO of CRL Advisors, a fiduciary investment advisory firm serving clients across Hawaii and the West Coast. A CPA and CFP® professional, Jeff brings over 20 years of experience in tax strategy and investment analysis. His background includes investment banking roles at Credit Suisse and Macquarie in Tokyo and San Francisco, where he advised global funds on tech and semiconductor equities. Jeff earned his BA in Economics and English from Stanford University and is a member of Mensa International. He also serves on the board of the Rotary Club of Downtown Honolulu.
Jeff is Managing Director of LDDI Wealth and CIO/CCO of CRL Advisors, a fiduciary investment advisory firm serving clients across Hawaii and the West Coast. A CPA and CFP® professional, Jeff brings over 20 years of experience in tax strategy and investment analysis. His background includes investment banking roles at Credit Suisse and Macquarie in Tokyo and San Francisco, where he advised global funds on tech and semiconductor equities. Jeff earned his BA in Economics and English from Stanford University and is a member of Mensa International. He also serves on the board of the Rotary Club of Downtown Honolulu.
Jeff Loff, CPA, CFP®
Managing director
Jeff is Managing Director of LDDI Wealth and CIO/CCO of CRL Advisors, a fiduciary investment advisory firm serving clients across Hawaii and the West Coast. A CPA and CFP® professional, Jeff brings over 20 years of experience in tax strategy and investment analysis. His background includes investment banking roles at Credit Suisse and Macquarie in Tokyo and San Francisco, where he advised global funds on tech and semiconductor equities. Jeff earned his BA in Economics and English from Stanford University and is a member of Mensa International. He also serves on the board of the Rotary Club of Downtown Honolulu.
Jeff Loff, CPA, CFP®
Managing director
Jeff is Managing Director of LDDI Wealth and CIO/CCO of CRL Advisors, a fiduciary investment advisory firm serving clients across Hawaii and the West Coast. A CPA and CFP® professional, Jeff brings over 20 years of experience in tax strategy and investment analysis. His background includes investment banking roles at Credit Suisse and Macquarie in Tokyo and San Francisco, where he advised global funds on tech and semiconductor equities. Jeff earned his BA in Economics and English from Stanford University and is a member of Mensa International. He also serves on the board of the Rotary Club of Downtown Honolulu.
Nick Detor, CPA
Director
Nick brings over 30 years of experience advising high-net-worth families, trusts, estates, and closely held businesses across Hawaii. He began his career at Deloitte and later built and led a well-regarded CPA firm known for its work with restaurant groups, real estate investors, and multi-generational trusts. Nick joined LDDI Wealth in 2020, where he continues to offer thoughtful tax strategy and fiduciary guidance. His expertise spans trust and estate taxation, family entity structures, and business succession planning. Nick holds a BBA from the University of Colorado and an MBA from Chaminade University.
Nick brings over 30 years of experience advising high-net-worth families, trusts, estates, and closely held businesses across Hawaii. He began his career at Deloitte and later built and led a well-regarded CPA firm known for its work with restaurant groups, real estate investors, and multi-generational trusts. Nick joined LDDI Wealth in 2020, where he continues to offer thoughtful tax strategy and fiduciary guidance. His expertise spans trust and estate taxation, family entity structures, and business succession planning. Nick holds a BBA from the University of Colorado and an MBA from Chaminade University.
Nick Detor, CPA
Director
Nick brings over 30 years of experience advising high-net-worth families, trusts, estates, and closely held businesses across Hawaii. He began his career at Deloitte and later built and led a well-regarded CPA firm known for its work with restaurant groups, real estate investors, and multi-generational trusts. Nick joined LDDI Wealth in 2020, where he continues to offer thoughtful tax strategy and fiduciary guidance. His expertise spans trust and estate taxation, family entity structures, and business succession planning. Nick holds a BBA from the University of Colorado and an MBA from Chaminade University.
Nick Detor, CPA
Director
Nick brings over 30 years of experience advising high-net-worth families, trusts, estates, and closely held businesses across Hawaii. He began his career at Deloitte and later built and led a well-regarded CPA firm known for its work with restaurant groups, real estate investors, and multi-generational trusts. Nick joined LDDI Wealth in 2020, where he continues to offer thoughtful tax strategy and fiduciary guidance. His expertise spans trust and estate taxation, family entity structures, and business succession planning. Nick holds a BBA from the University of Colorado and an MBA from Chaminade University.
Daisuke Shimizu, CPA
Principal
Daisuke is a Principal at LDDI Wealth with standout expertise in individual and business taxation. He advises a wide range of clients, including foreign investors with cross-border real estate holdings, and regularly prepares complex filings such as 1040-NR and 1120-F. Daisuke earned his accounting degree from the Shidler College of Business at UH Mānoa. Originally from Okayama, Japan, he moved to Hawaii in 2014 and is fluent in Japanese. He earned a perfect score on the CPA exam’s tax section and is widely respected for his precision, insight, and leadership across the practice.
Daisuke is a Principal at LDDI Wealth with standout expertise in individual and business taxation. He advises a wide range of clients, including foreign investors with cross-border real estate holdings, and regularly prepares complex filings such as 1040-NR and 1120-F. Daisuke earned his accounting degree from the Shidler College of Business at UH Mānoa. Originally from Okayama, Japan, he moved to Hawaii in 2014 and is fluent in Japanese. He earned a perfect score on the CPA exam’s tax section and is widely respected for his precision, insight, and leadership across the practice.
Daisuke Shimizu, CPA
Principal
Daisuke is a Principal at LDDI Wealth with standout expertise in individual and business taxation. He advises a wide range of clients, including foreign investors with cross-border real estate holdings, and regularly prepares complex filings such as 1040-NR and 1120-F. Daisuke earned his accounting degree from the Shidler College of Business at UH Mānoa. Originally from Okayama, Japan, he moved to Hawaii in 2014 and is fluent in Japanese. He earned a perfect score on the CPA exam’s tax section and is widely respected for his precision, insight, and leadership across the practice.
Daisuke Shimizu, CPA
Principal
Daisuke is a Principal at LDDI Wealth with standout expertise in individual and business taxation. He advises a wide range of clients, including foreign investors with cross-border real estate holdings, and regularly prepares complex filings such as 1040-NR and 1120-F. Daisuke earned his accounting degree from the Shidler College of Business at UH Mānoa. Originally from Okayama, Japan, he moved to Hawaii in 2014 and is fluent in Japanese. He earned a perfect score on the CPA exam’s tax section and is widely respected for his precision, insight, and leadership across the practice.
Kate Jones, CPA
Principal
Kate is a Principal at LDDI Wealth with over 20 years of experience in tax advisory. She holds a master’s degree in accounting from the Shidler College of Business at UH Mānoa and a business and accounting degree from the University of South Carolina. Kate focuses on complex individual, partnership, and corporate tax filings, with deep expertise in real estate entities and restaurant groups. She is particularly skilled in handling tip credits, special allocations, and tax/book capital reconciliations. Originally from Toronto, Canada, she is also an avid Blue Jays fan.
Kate is a Principal at LDDI Wealth with over 20 years of experience in tax advisory. She holds a master’s degree in accounting from the Shidler College of Business at UH Mānoa and a business and accounting degree from the University of South Carolina. Kate focuses on complex individual, partnership, and corporate tax filings, with deep expertise in real estate entities and restaurant groups. She is particularly skilled in handling tip credits, special allocations, and tax/book capital reconciliations. Originally from Toronto, Canada, she is also an avid Blue Jays fan.
Kate Jones, CPA
Principal
Kate is a Principal at LDDI Wealth with over 20 years of experience in tax advisory. She holds a master’s degree in accounting from the Shidler College of Business at UH Mānoa and a business and accounting degree from the University of South Carolina. Kate focuses on complex individual, partnership, and corporate tax filings, with deep expertise in real estate entities and restaurant groups. She is particularly skilled in handling tip credits, special allocations, and tax/book capital reconciliations. Originally from Toronto, Canada, she is also an avid Blue Jays fan.
Kate Jones, CPA
Principal
Kate is a Principal at LDDI Wealth with over 20 years of experience in tax advisory. She holds a master’s degree in accounting from the Shidler College of Business at UH Mānoa and a business and accounting degree from the University of South Carolina. Kate focuses on complex individual, partnership, and corporate tax filings, with deep expertise in real estate entities and restaurant groups. She is particularly skilled in handling tip credits, special allocations, and tax/book capital reconciliations. Originally from Toronto, Canada, she is also an avid Blue Jays fan.
Get in touch.
Get in touch.
Get in touch.
Experience a modern approach to trust and estate services
Experience a modern approach to trust and estate services
Experience a modern approach
to trust and estate services
Trusted by Discerning Families for a
Full Suite of Fiduciary Services
Experience a modern approach to tax compliance, investment management, and estate planning
Ways to connect
Bishop Square, Pauahi Tower 1003 Bishop Street, Suite 2155 Honolulu, HI 96813
© 2025 LDDI Wealth. All Rights Reserved.
Trusted by Discerning Families for a
Full Suite of Fiduciary Services
Experience a modern approach to tax compliance,
investment management, and estate planning
Ways to connect
Bishop Square, Pauahi Tower 1003 Bishop Street, Suite 2155 Honolulu, HI 96813
© 2025 LDDI Wealth. All Rights Reserved.
Trusted by Discerning Families for a
Full Suite of Fiduciary Services
Experience a modern approach to tax compliance, investment management, and estate planning
Ways to connect
Bishop Square, Pauahi Tower 1003 Bishop Street, Suite 2155 Honolulu, HI 96813
© 2025 LDDI Wealth. All Rights Reserved.
Trusted by Discerning Families for a
Full Suite of Fiduciary Services
Experience a modern approach to tax compliance, investment management, and estate planning
Ways to connect
Bishop Square, Pauahi Tower 1003 Bishop Street, Suite 2155 Honolulu, HI 96813
© 2025 LDDI Wealth. All Rights Reserved.